Welcome to Axio Insights!

Rich vs Wealthy: Why Most People Chase the Wrong One

Thu, 30 Apr 2026 11:00:12 GMT

Here’s what we discuss in this episode:

�� Rich vs Wealthy: Lifestyle vs true financial freedom

�� The Chase: Comparison drives the desire to look successful

⚠️ Real-Life Mistakes: High income doesn’t guarantee wealth

�� Wealth Illusion: Appearances often hide financial stress

�� Lifestyle Inflation: More income can still mean no progress

Most people think being rich and being wealthy are the same thing, but they’re not even close. Rob breaks down the critical difference and why chasing the wrong one can quietly derail your financial future. It’s not about appearances, it’s about control, freedom, and having a plan that actually works. If you’ve ever felt the pressure to “look successful,” this conversation might shift how you think about money.

Go inside the episode:

0:00 – Intro

0:33 – Rich vs Wealthy

1:19 – Why We Chase “Riches”

2:47 – Real Client Mistakes

4:00 – Wealth Illusions

7:03 – Lifestyle Inflation

9:05 – Prioritize Stability

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Most People Get These 3 Life Decisions Wrong—Do You?

Thu, 23 Apr 2026 11:00:05 GMT

Here’s what we discuss in this episode:

�� Choosing the Right Partner: Financial alignment with your partner is key

�� Career Path & Income: Pick a career with growth potential

�� Managing Wealth: Protect and manage what you’ve earned

�� Take Action: Start with a clear financial plan

�� Couples & Financial Conversations: Communication is essential for success

While most people focus on smaller financial decisions, there are a few big ones that truly shape your future. Rob discusses the 3 most important financial decisions that can completely change the course of your life and how to approach them with intentionality. These decisions will influence everything from your wealth accumulation to your lifestyle in retirement, so getting them right is essential for long-term success.

Go inside the episode:

0:00 – Intro

1:29 – Regret #1: Choosing the right life partner

5:48 – Regret #2: Career and income path

9:37 – Regret #3: Managing and protecting wealth

12:56 – Distractions and Managing Incomes

14:23 – Be Intentional

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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The $6M Mistake Most Homeowners Never Consider

Thu, 16 Apr 2026 11:00:21 GMT

Here’s what we discuss in this episode:

��️ Build Phase Risk: Major assets can be exposed before they’re even completed

�� Success Problem: More wealth = more things that can go wrong

�� Blind Spots: The biggest risks are often the ones you never think to ask about

�� Proactive Planning: Protection needs to evolve as your life evolves

�� Coordinated Strategy: Gaps show up when professionals aren’t aligned

As your wealth grows, so does your exposure to risk, but your protection strategy doesn’t always grow with it. Rob shares a real-life case of a multimillion-dollar home under construction that had no coverage in place if disaster struck during the build. It’s a clear reminder that the most dangerous risks are often the ones you’re not thinking about, and why proactive, ongoing planning is crucial as your financial life becomes more complex.

Go inside the episode:

0:00 – The Biggest Risk

0:58 – Overlooking fire risk

2:09 – How wealth increases exposure

2:55 – Why annual risk reviews matter

4:08 – How to protect yourself

5:20 – Collaborative approach and second opinions

7:10 – Final Takeaways

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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The Insurance Mistake That Could Cost You Everything

Thu, 09 Apr 2026 11:00:17 GMT

Here’s what we discuss in this episode:

�� Coverage Gaps: A simple oversight left a multimillion-dollar home completely uninsured

�� Hidden Risks: Common events like water line breaks may not be covered

⚖️ Risk Strategy: Transfer, avoid, or mitigate… each decision should be intentional

�� Annual Reviews: Regular collaboration helps uncover dangerous blind spots

��️ Second Opinion: A fresh set of eyes can protect against costly surprises

People have major insurance gaps they don’t even know exist, and those gaps don’t show up until it’s too late. In this episode, Rob uncovers real-world examples of how simple oversights can lead to massive financial consequences. You’ll hear why insurance planning should be an intentional part of your overall strategy, and how the right approach can help protect everything you’ve worked so hard to build.

Go inside the episode:

0:00 – Intro

0:52 – The dangers of assumption

1:37 – Real story: uninsured multimillion-dollar home

3:12 – Water damage and policy limitations

4:18 – Understanding risk strategies

5:36 – Importance of reviews

6:11 – Getting a second opinion

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Why Sequence of Returns Risk Matters in Retirement

Thu, 02 Apr 2026 09:00:31 GMT

Here’s what we discuss in this episode:

⏱️ Early Years Matter: First years are most vulnerable

�� Strategic Planning: Prepare before retirement begins

�� Diversification Matters: Balance across asset classes

�� Cash Reserves: Build a buffer for downturns

�� Bucket Strategy: Protect income with structured withdrawals

�� Emotion Control: Planning reduces panic-driven decisions

One of the biggest risks in retirement isn’t just market performance, it’s timing. Rob explains sequence of returns risk and why two investors with identical average returns can experience completely different outcomes depending on when those returns occur. You’ll also hear about some practical strategies to help protect your income and avoid emotional decisions when markets get volatile.

Go inside the episode:

0:00 – Intro

1:33 – Timing Matters

2:56 – Strategic Planning

3:49 – Diversification and Asset Allocation

5:27 – Withdrawal Strategy

6:55 – Planning Ahead & Reducing Emotional Decisions

8:50 – Don’t Jeopardize What You’ve Worked For

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Does Your Wealth Manager Have These Three Key Traits?

Thu, 26 Mar 2026 11:00:09 GMT

Here’s what we discuss in this episode:

�� Integrity First: Trust is the foundation

�� True Competence: Skill + strategic thinking

�� Keep Learning: Great advisors never stop improving

�� Communication Skills: Strong relationships drive results

�� Relevant Experience: Strategies that have helped others like you

Choosing the right wealth manager may be one of the most important financial decisions you ever make, but most people evaluate the wrong things. In this episode, Rob shares the three traits that truly separate great advisors from the rest, and how to identify them before it’s too late. He also highlights the importance of experience and team collaboration in building a plan that actually works.

Go inside the episode:

0:00 – Intro

1:42 – Integrity: The Foundation of Trust

3:14 – Competence: Technical Skill + Strategic Thinking

5:50 – Relationship Skills: Turning Expertise into Results

7:44 – Experience With Clients Like You

8:48 – Team Coordination and Expertise

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Smart Habits for a More Fulfilling Retirement

Thu, 19 Mar 2026 11:00:41 GMT

Here’s what we discuss in this episode:

�� New Chapter Mindset: Retirement is the beginning of a new phase

�� Daily Structure: Routines support stronger mental well-being

�� Active Lifestyle: Movement improves longevity and life quality

�� Social Connection: Relationships are essential to happiness

�� Lifelong Curiosity: Learning keeps the mind sharp and engaged

Many people spend decades preparing financially for retirement, but once that freedom arrives, some are surprised to find themselves feeling bored, disconnected, or lacking a sense of purpose. Rob discusses what actually makes retirement fulfilling and explores several practical habits and mindset shifts that can help retirees stay healthy, engaged, and connected.

Go inside the episode:

0:00 – Intro

1:21 – Retirement isn’t a Finish Line

3:18 – Implement Structure

4:13 – Be Physically Active

5:18 – Stay Socially Connected

6:45 – Lifelong Curiosity

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

What Keeps the Ultra-Wealthy Up at Night?

Thu, 12 Mar 2026 11:00:23 GMT

Here’s what we discuss in this episode:

�� Market Risk – Corrections and portfolio exposure

�� Political Climate – Election cycles and policy shifts

�� Cyber Threats – Security and digital vulnerability

��‍��‍�� Legacy Planning – Divorce, education, generational transfer

�� Health Planning – Longevity and quality-of-life risk

You might assume that once someone crosses $25 million in net worth, the stress fades. It doesn’t. In many cases, the concerns simply evolve, becoming more complex, more global, and more personal. In this episode, Rob unpacks what high-net-worth families are thinking about right now, and how many of those same risks apply to successful professionals and retirees as well. Wealth changes your options, but it doesn’t eliminate uncertainty.

Go inside the episode:

0:00 – Intro

0:49 – Wealth Doesn’t Eliminate Uncertainty

2:06 – #1: Financial

4:20 – #2: Political

6:13 – #3: Global & Cybersecurity

8:17 – #4: Family & Legacy

10:45 – #5: Health

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Why Family Businesses Need an Advisory Team

Thu, 05 Mar 2026 12:00:15 GMT

Here’s what we discuss in this episode:

��‍��‍��‍�� Family Strength & Fragility: Unity builds power but creates tension

�� Advisory Teams Matter: Outside perspective accelerates growth

�� Who Belongs at the Table: Attorneys, accountants, therapists, brokers

�� Collaboration Is Critical: Alignment between experts drives clarity

�� Finding the Right Fit: Referrals, peers, vetted thought leaders

Family businesses are powerful. They create jobs, build generational wealth, and anchor communities. But sometimes what worked in the early years doesn’t always work when the business becomes larger, more complex, or ready for transition. Rob talks about where outside advisory becomes critical, bringing objectivity, structure, and expertise that help families make smart decisions without emotion steering the ship.

Go inside the episode:

0:00 – Intro

1:30 – The Importance of Advisory Teams

3:22 – Who’s on the Advisory Team

4:42 – Collaboration and Expertise in Advisory Teams

6:52 – How to Find the Right Advisory Team

8:27 – Real-Life Example and Planning for Succession

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Asset Protection: Is Your Wealth Actually Protected?

Thu, 26 Feb 2026 10:00:03 GMT

Here’s what we discuss in this episode:

�� Why It Matters: Wealth attracts legal risk

�� Asset Protection Defined: Proactive defensive planning

�� Cover The Basics: Insurance and umbrella review

�� Strategic Structures: Ownership and entity planning

⚠️ Avoid Costly Errors: Annual reviews prevent gaps

�� Work With Experts: Coordinated professional guidance

You’ve worked hard to build meaningful wealth, but how protected is it, really? Wealth attracts attention, and that can show up as lawsuits, liability claims, or legal challenges you never saw coming. Rob explains why true asset protection has to happen before litigation starts and walks through five practical steps to build a defensive wall around your wealth, so you’re not discovering gaps when it’s already too late.

Go inside the episode:

0:00 – Intro

1:16 – What is Asset Protection?

2:35 – Why It Matters

3:33 – 5 Basic Asset Protection Steps

8:10 – Avoid Critical Mistakes

10:15 – Final Thoughts

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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The Ultra Wealthy Framework: How the Ultra Wealthy Actually Build Wealth

Thu, 19 Feb 2026 10:00:14 GMT

Here’s what we discuss in this episode:

�� Tax Coordination: Year-round strategy, proactive communication

�� Legacy Design: Succession planning, digital assets, generational alignment

�� Risk Protection: Insurance strategy, business safeguards, cybersecurity

�� Structured Giving: Strategic philanthropy, tax-aware generosity

❤️ Lifestyle Alignment: Health planning, quality of life focus

What if building serious wealth isn’t about chasing returns or picking the next hot stock… but about coordination? Rob walks through the exact framework affluent families use to build, protect, and sustain wealth across generations. The surprising part? You don’t need $25 million to apply it. If you’ve ever wondered what separates high-net-worth families from everyone else, this episode connects the dots.

Go inside the episode:

0:00 – The Ultra Wealthy Framework

2:14 – Pillar #1: Investing

3:49 – Pillar #2: Taxes

5:36 – Pillar #3: Legacy Planning

7:15 – Pillar #4: Risk Management & Cyber Security

8:57 – Pillar #5: Giving

10:14 –Pillar #6: Lifestyle & Health

11:35 – 4 Major External Forces

12:37 – What’s in Your Control

13:45 – How Rob Can Help

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

Retirement Myths That Quietly Wreck Good Plans

Thu, 12 Feb 2026 12:00:09 GMT

Here’s what we discuss in this episode:

�� Heavy Plans: Why bigger binders don’t mean better planning

�� Estate Simplicity: Is a will alone enough?

�� Spousal Income: The real financial impact after a spouse passes

�� Stocks-to-Bond: Why age alone shouldn’t drive investment shifts

⏸️ Spending Freeze: Why “just spending less” rarely works in downturns

Some retirement myths sound reasonable, but that’s what makes them dangerous. Rob breaks down some of the most common myths that can quietly derail even the best retirement plans. You’ll hear why a customized, thoughtful approach matters far more than generic, “rule of thumb” advice. Tune in to find out which of these myths you might be unknowingly relying on, and what to consider instead.

Go inside the episode:

0:00 – Intro

0:49 – Myth #1

1:58 – Myth #2

3:43 – Myth #3

5:27 – Myth #4

6:49 – Myth #5

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Beyond the Portfolio: The Heart of Relationship-Based Advising

Thu, 05 Feb 2026 12:00:12 GMT

Here’s what we discuss in this episode:

�� Relationship-Based Advice: Why advisory work must go deeper

⚠️ Transactional Pitfalls: Where surface-level advice breaks down

❤️ Compassion in Planning: Preparing for life’s hardest moments

��️ Trust and Advocacy: Standing on the client’s side

�� Discovery Through Care: Understanding lives, not just numbers

Financial advice often gets reduced to performance, products, and transactions. But when life gets complicated (market downturns, health challenges, family stress) those things alone aren’t enough. Today, Rob talks about the difference between transactional advisory relationships and those built on genuine care, advocacy, and trust.

Go inside the episode:

0:00 – Intro

0:58 – Warning of Transaction-Only Advisors

3:14 – Being an Advocate for Clients

6:25 – Emphasis on People, Over Portfolios

8:08 – Making a Difference in Client Lives

10:05 – True Definition of Success

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Small Shifts, Big Impact: 3 Lessons from New Zealand’s Hot Water Beach

Thu, 29 Jan 2026 11:20:06 GMT

Here’s what we discuss in this episode:

�� Experience Matters: Why knowing where to dig changes everything

�� Crowd Mentality: Why copying others rarely leads to the same results

��️ Small Adjustments: Minor shifts that create long-term impact

�� Personal Strategy: Why your plan shouldn’t look like anyone else’s

�� Clear Direction: How alignment beats guesswork every time

Have you ever worked hard at something only to realize you were just a few feet away from getting it right? On a family trip to New Zealand, Rob experienced that exact lesson, while digging hot tubs in the sand at Hot Water Beach. He quickly realized how closely it mirrors the way many people approach their finances. Discover why having the right tools and instruction isn’t just helpful, it’s critical for building your ideal financial future.

Go inside the episode:

0:00 – Rob’s Hot Water Beach Trip

3:54 – Lesson #1: Experience Matters

5:15 – Lesson #2: Don’t Follow the Crowd

6:54 – Lesson #3: Small Adjustments, Massive Outcomes

8:33 – Three Types of People

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

2026: Cautious Optimism in a Changing Economy

Fri, 16 Jan 2026 16:14:50 GMT

Here’s what we discuss in this episode:

�� Key Themes – Growth slowing without collapsing

⚖️ Valuations – Why parts of the market look stretched

�� Diversification – Managing concentration risk and volatility

�� Proactive Strategy – Staying nimble instead of reactive

As we head into 2026, headlines are pulling investors in every direction, from fear to blind optimism. Rob steps back from the noise to look at what a balanced economic outlook really suggests. The focus isn’t on predicting the future, but on preparing for a range of outcomes with discipline and flexibility. Because in a changing economy, thoughtful planning matters more than bold forecasts.

Go inside the episode:

0:00 – Intro

1:10 – First Trust 2026 Economic Outlook

2:35 – Key #1

4:24 – Key #2

6:26 – Key #3

8:43 – Avoid Concentration Risk

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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2025 Year In Review: What Actually Mattered For Your Money

Thu, 15 Jan 2026 10:00:01 GMT

Here’s what we discuss in this episode:

�� Inflation Reality Check - Why retirees feel it first and planning matters more than predictions

�� High-Yield Savings Accounts - When safety helps… and when it quietly hurts growth

�� Tax Law Changes - What the “One Big Beautiful Bill” unlocked for multi-year planning

�� Emergency Preparedness - Lessons from the longest government shutdown in history

�� Looking Ahead to 2026 - Why flexibility beats forecasting every time

2025 brought plenty of headlines, but which developments actually mattered for your financial future? Rob looks past the noise to focus on the key factors that affected retirees and pre-retirees, explaining not just what happened, but how thoughtful planning helped keep things on track. Instead of reacting to every new concern, this episode offers a practical perspective to help you move forward with confidence into 2026.

Go inside the episode:

0:00 – Intro

1:03 – Impact of Tariffs

2:29 – Inflation's Persistent Impact

4:43 – High-Yield Savings Accounts

6:33 – Tax Planning & the OBBB

8:41 – The Record-Breaking Shutdown

10:11 – 2026's Financial Headlines

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Should You Take Social Security at 62?

Thu, 08 Jan 2026 10:00:25 GMT

Here’s what we discuss in this episode:

�� Filing Decision: Choosing when to claim Social Security

❤️‍�� Emotion vs Math: Why feelings often drive early filing

�� Methodical Approach: Evaluating the long-term impact

�� Strategic Investing: Using early benefits intentionally

❓ Key Questions: What to ask before claiming at 62

Turning 62 comes with one of the most important financial decisions you’ll ever make: should you take Social Security now or wait? Rob explains why this choice is about more than just the numbers and how emotions and headlines often push people toward filing early. Instead of reacting to fear, this episode walks through the key factors you should consider before making a decision that lasts for decades.

Go inside the episode:

0:00 – Intro

0:57 – Why File at 62?

2:23 – Rushing into Social Security

3:59 – Benefits of Delaying SS

5:37 – If You Don’t Need the Income

7:43 – Case Scenarios at Axio

9:30 – The #1 Question to Ask Yourself

10:54 – Final Thoughts

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

Should I Retire Early to Help with Grandkids?

Wed, 31 Dec 2025 11:00:13 GMT

Here’s what we discuss in this episode:

❤️ Emotions vs. Planning: When the heart and logic collide

�� Social Security: Permanent impact of early claims

�� Healthcare Considerations: Will you lose benefits based on your decision?

�� Finding a Middle Ground: Looking for flexible, win-win options

Some of the hardest retirement decisions aren’t about money, they’re about family. In this episode, Rob tackles a question many grandparents are quietly wrestling with: should you retire early to help care for your grandkids? The conversation explores how emotions, finances, and long-term independence intersect. He also shares the #1 question you need to be asking yourself before you make any decisions.

Go inside the episode:

0:00 – Intro

0:36 – Listener Question: Should I Retire Early?

3:43 – Impact on Social Security Income

5:31 – Healthcare Costs & Other Financial Sacrifices

8:11 – Middle Ground Options

9:21 – Biggest Question to Ask Yourself

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

The Gift That Gives Twice — Turning Generosity into Legacy

Tue, 23 Dec 2025 11:00:55 GMT

Here’s what we discuss in this episode:

�� Impact & Legacy: Aligning wealth with the causes that matter most to your family

�� Charitable Lead Trusts: Unlocking strategies to support charities and heirs at the same time

�� Customizable Planning: Flexible trust terms fit your timeline and unique goals

�� Professional Teamwork: Collaborating with advisors, attorneys, and tax pros for optimal results

�� Potential Pitfalls: Irrevocability, investment risk, and interest rate sensitivity

Many families want their wealth to do more than just transfer dollars, they want it to reflect their values. In this episode, Rob explores how generosity and legacy planning don’t have to compete with each other. You’ll hear how charitable lead trusts can support meaningful causes today while still providing for future generations. Tune in to discover how thoughtful planning can turn giving into lasting impact.

Go inside the episode:

0:00 – Intro (Balancing Family Wealth and Charitable Giving)

1:51 – Charitable Lead Trusts

2:53 – Flexibility in Charitable Lead Trusts

5:45 – Being in Alignment with Your Goals

7:15 – The Impact You’ll Have

9:08 – Drawbacks & Pros to Charitable Lead Trusts

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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How to Recession-Proof Your Financial Life Before It’s Too Late

Thu, 18 Dec 2025 11:00:40 GMT

Here’s what we discuss in this episode:

�� Market Signals: optimism mixed with growing uncertainty

��️ Recession Prep: proactive planning before trouble hits

�� Cash Position: building shock absorbers for surprises

�� Debt & Protection: managing liabilities and hidden risks

�� Investor Mindset: avoiding emotional, reactive decisions

Markets may look strong, but uncertainty often builds quietly beneath the surface. In this episode, Rob talks through how to prepare for a potential recession without panic or drastic moves. He focuses on practical steps, so you’re not caught off guard. The goal isn’t to predict the next downturn, but to build confidence no matter what the economy does next.

Go inside the episode:

0:00 – Being recession-proof (Intro)

1:52 – How to be prepared

3:48 – What’s your “shock absorber?”

6:02 – Consumer debt

7:15 – How to protect yourself

8:57 – Staying calm in chaos

11:42 – Action steps to take right now

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Roth Conversions — A Year-End Strategy Most Advisors Miss

Thu, 11 Dec 2025 12:00:05 GMT

Here’s what we discuss in this episode:

�� Roth Conversion Basics: breaking down how the strategy actually works

�� Know Your Bracket: using tax thresholds to convert money intentionally

�� Planning as a Team: why your advisor + CPA must collaborate

��️ Practical Next Steps: what to evaluate before December 31

�� Long-Term Peace of Mind: reducing future taxes and building confidence

Most people focus on holiday plans this time of year, not tax brackets, but that’s exactly why so many families miss out on one of the most powerful long-term planning opportunities: Roth conversions. Rob explains how small conversions done intentionally can prevent big tax problems later in life. This isn’t about chasing returns, but rather about reducing future tax regret and building lifelong financial confidence.

Go inside the episode:

0:00 – Intro

0:52 – Why Roth Conversions are Important

1:43 – Be Intentional with Paying Taxes

3:02 – Complexities & What to Know

4:45 – Roth Conversions 101

6:25 – Timing Matters / What To Do End of Year

8:52 – Financial Benefits & Bigger Picture

9:58 – Rob’s Unique Approach

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Passing the Baton in a Family Business

Fri, 28 Nov 2025 16:49:16 GMT

Here’s what we discuss in this episode:

�� Emotional Side of Succession: why the transition feels personal, not procedural

⚠️ Common Planning Mistakes: the pitfalls that cause regret, resentment, and confusion

�� Hidden Threats: taxes, divorce, and unprepared heirs that can derail a handoff

�� Values That Outlast Wealth: ensuring the next generation inherits meaning, not just money

�� Guidance That Helps: why families benefit from experienced, outside perspective

What if the hardest part of passing on your business isn’t the paperwork, but ensuring your family’s story, values, and bonds endure for generations to come? In today’s episode, Rob talks honestly about what it takes to transition a business without damaging the relationships that built it. Real succession isn’t written in legal documents, it’s forged in open conversations, clear vision, and the trust that binds generations together.

Go inside the episode:

0:00 – Intro

0:40 – What Makes This Such an Emotional Topic?

2:18 – The Most Common Mistakes

3:45 – Key Elements of Succession Planning

6:23 – Challenges and Threats in Succession Planning

7:22 – Aligning Legacy with Family Values

8:35 – The Role of Professional Guidance

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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The Hidden Side of Retirement: Purpose, Identity & Fulfillment

Wed, 26 Nov 2025 10:00:53 GMT

Here’s what we discuss in this episode:

�� Unlocking Purpose: shifting from a career identity to a meaning-filled life

�� Reframing Retirement: seeing retirement as a transition, not a finish line

�� Emotional & Social Health: why connection matters more than the numbers

�� Gratitude vs. Comparison: breaking free from social-media pressure and embracing thankfulness

�� Legacy Beyond Wealth: creating a life defined by impact, not just savings

Retirement isn’t the finish line, it’s the start of a meaningful new act. Rob challenges you to think beyond your finances and truly unlock purpose and connection in your next chapter. We also explore the often-overlooked emotional and purpose-driven elements of retirement that truly shape a fulfilling next chapter. Tune in for inspiration that goes far beyond the numbers!

Go inside the episode:

0:00 – Intro

0:57 – Reframing Retirement

4:24 – Emotional and Social Connections in Retirement

5:55 – Gratitude and Social Media Impact

7:35 – Creating a Legacy Beyond Wealth

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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The Year-End Tax Checklist: 3 Things Every Successful Family Should Do Before December 31st

Thu, 20 Nov 2025 13:00:16 GMT

Here’s what we discuss in this episode:

�� Fourth Quarter Focus: why smart planning starts before year-end
�� Tax Loss Harvesting: turning market losses into future tax savings
�� Employer Plans: maximizing 401(k), profit sharing, and cash balance opportunities
�� Giving with Purpose: charitable strategies that create impact and efficiency
✅ Year-End Moves: key actions to reduce your tax bill and boost confidence

Don’t be that family staring at last year’s tax bill in April, wishing you’d planned ahead. Rob reveals three powerful year-end strategies and a five-step checklist packed with actionable moves you can make before December 31. A few smart choices today could save you thousands, and help you keep more of what you’ve built.

Go inside the episode:

0:00 - Intro

1:36 – Fourth Quarter Tax Planning Strategies

2:29 – #1: Tax Loss Harvesting

4:07 – #2: Maximizing Employer Plans

5:47 – #3: Giving with Intention

7:32 – Five Moves to Make Before Year-End

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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3 Things Every Entrepreneur Should Know Before Changing Financial Professionals

Thu, 13 Nov 2025 13:00:21 GMT

Here’s what we discuss in this episode:

�� The Right Partner: What entrepreneurs should look for in a financial advisor

�� Beyond Investments: Integrating business, family, and legacy into one cohesive plan

�� Holistic Planning: Why your financial plan should reflect your life’s mission

�� Strategic Shift: When it’s time to re-evaluate your financial relationships

�� Life of Significance: Building wealth that fuels purpose, not just profit

This episode dives deep into why entrepreneurs need more than basic financial advice, they need partners who truly understand their vision, values, and legacy. Rob discusses eye-opening data revealing how many business owners are reevaluating their advisory relationships and breaks down the top reasons driving these changes. Listeners will learn practical steps for auditing their financial teams and asking the right questions for future growth.

Go inside the episode:

0:00 – Intro

1:02 – Finding the Right Financial Partner for Entrepreneurs

2:33 – Is Your Advisor Aligned with Your Values

5:19 – Determine If an Advisor is Right for You

6:47 – Beyond Investments: Integrating Business, Family, and Legacy

8:12 – Practical Steps to Take Today

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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The 3 Upsides of Midlife & Beyond

Thu, 06 Nov 2025 13:00:27 GMT

Here’s what we discuss in this episode:

�� Relationships: The importance of human connection for happiness

�� Life Purpose: Shifting from accumulation to living with intention

�� Prioritization: Asking what you’ll regret not learning today

�� Knowledge vs. Wisdom: How wisdom differs from knowledge and impacts your future

Midlife doesn’t have to be associated with a “crisis.” In fact, a positive outlook on life can literally shape how well and how long you live. Rob shares the three key upsides of midlife and beyond, including the secret to longevity and joy in life. We’ll also explore how you can shift your perspective to embrace the best years of your life, unlock financial freedom, and focus on leaving a legacy that goes beyond just wealth.

Go inside the episode:

0:00 – Intro

2:11 – Time is Your Most Valuable Asset

4:01 – Social Connection: The Secret to Longevity and Joy

7:31 – Wisdom is Your Superpower

9:42 – Summary & Closing Thoughts

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Women, Retirement, & Longevity - Four Strategies That Matter Most

Thu, 30 Oct 2025 12:00:12 GMT

Here’s what we discuss in this episode:

��‍�� Unique Challenges: women live longer but retire with less wealth

�� Plan for Stages: design flexible retirement “chapters” that adapt with life

�� Partnership in Planning: establish trust and communication with your advisor

�� Work Smarter, Longer: advocate for fair pay and career advancement

�� Life of Significance: reframe retirement as a time to thrive, not survive

Retirement isn’t just about having enough. It’s about making sure your plan lasts as long as you do. For women, that challenge is even greater. Women live nearly six years longer than men on average, yet retire with about 25% less wealth. That can create a minefield in retirement, but it doesn’t have to. Today, we’ll share four key strategies to help women overcome the wealth gap, navigate longer life expectancies, and build financial confidence for every stage of retirement.

Go inside the episode:

0:00 – Intro & Personal Story

3:00 – Gender-Specific Planning and Pay Gaps

3:45 – Planning for Stages

6:17 – Steps To Take Today, Working Smarter and Longer

10: 05 – Being Intentional with Savings

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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How Do You Compare to Other Entrepreneurs?

Thu, 23 Oct 2025 12:00:40 GMT

Here’s what we discuss in this episode:

⚖️ Risk tolerance : when bold becomes reckless

��‍��‍�� Family involvement, is it a strength or strain?

�� The growth mindset and power of optimism

�� Blind optimism can sabotage smart planning

�� Comparing yourself the right way builds clarity and confidence

Every entrepreneur wonders how they stack up, but few ever get a real look behind the curtain. Today, Rob breaks down a revealing study of over 2,000 business owners who collectively created $32 billion in wealth. Rob explains how healthy comparison can sharpen your strategy, highlight blind spots, and strengthen your legacy. This isn’t about competition, it’s about reflection, growth, and learning what separates good entrepreneurs from great ones.

Go inside the episode:

0:00 – Intro

2:14 – Wealth and Income

4:45 – Risk Tolerance and Investment Strategies

7:45 – Family Involvement in Business

10:07 – Growth Mindset and Optimism Among Entrepreneurs

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Leadership Lessons For Business Owners: What I Learned from Emmitt Smith

Thu, 16 Oct 2025 09:00:54 GMT

Here’s what we discuss in this episode:

�� Why teamwork and gratitude drive real results

�� Building a strong support system around you

�� Emmitt’s lessons in humility from his career

�� The dangers of “sudden money” and the need for discipline

�� Success isn’t what you achieve- it’s who you become

NFL legend Emmitt Smith built his Hall of Fame career on discipline, teamwork, and perseverance. After hearing him speak at a national conference, Rob shares three powerful lessons every entrepreneur can start applying to their own life and business today. The same championship mindset that fueled Emmitt Smith’s greatness can help you lead with purpose, grow with confidence, and build a legacy that lasts.

Here’s what we discuss in this episode:

0:00 – Intro

1:43 – The Power of Teamwork and Humility

4:34 – Lessons for Business Owners

6:58 – Financial Literacy and the Dangers of Sudden Wealth

9:57 – Never Giving Up and Believing in Your Team

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Charitable Giving in 2025 — The Window Before Tax Laws Change

Thu, 09 Oct 2025 12:00:46 GMT

Here’s what we discuss in this episode:

�� Why charitable deductions will shrink starting in 2026

��️ 2025 as a “last-chance” planning window

�� New limits on deductions for high-income earners

�� Letting charitable dollars grow tax-free before giving

�� Aligning generosity with long-term financial goals

For generous givers, business owners, and retirees who want their charitable dollars to stretch further, the tax landscape is shifting in 2026, and it could reduce the value of your deductions. That makes 2025 a unique window of opportunity to maximize both your giving and your tax efficiency. In this episode, Rob breaks down three key strategies—like donor-advised funds and bunching gifts—that can help you capture bigger tax benefits before the rules tighten. If you want to align your generosity with smart planning, this is the conversation you can’t afford to miss.

Here’s what we discuss in this episode:

�� Why charitable deductions will shrink starting in 2026

��️ 2025 as a “last-chance” planning window

�� New limits on deductions for high-income earners

�� Letting charitable dollars grow tax-free before giving

�� Aligning generosity with long-term financial goals

0:00 – Intro

2:01 – Details of the 2026 Tax Changes

4:04 – Donor-Advised Funds

6:38 – Bunching Strategies for Charitable Contributions

8:22 – Maximizing Other Deductions

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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The One-Page Financial Picture That Changes Everything

Thu, 02 Oct 2025 12:00:06 GMT

Here’s what we discuss in this episode:

��️ The purpose and benefits of an Asset Map

�� Using an Asset Map to find errors or potential disasters

�� Your life changes, so should your plan

�� How the Asset Map gives you peace of mind, especially for spouses less engaged in finances

Most people have more than a dozen financial accounts scattered across multiple institutions, but no single place where everything is organized. That’s where an Asset Map changes everything. Imagine having your entire financial life, every account, every asset, every detail, summarized on a single sheet of paper. That’s what an Asset Map provides, and in this episode, Rob explains why it’s one of the most powerful tools in retirement planning.

Rob shares how consolidating information into one easy-to-read page brings confidence, prevents things from falling through the cracks, and even helps uncover problems you might not know exist, like property titles or forgotten accounts. He also explains why updating it every year matters, since life changes constantly and having current information helps both you and your professionals (CPAs, attorneys, insurance agents) work from the same playbook. Instead of scattered accounts and uncertainty, a one-page financial picture creates clarity, confidence, and a roadmap for building your best life.

0:00 – Intro & Research

1:08 – What is An Asset Map?
3:25 – Why Asset Maps Matter More Than Spreadsheets

5:08 – Catching a Costly Error with the Asset Map

6:20 – Risks of Not Having an Asset Map

8:38 – Final Thoughts

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Retirement is About Experiences, Not Purchases

Thu, 25 Sep 2025 12:00:20 GMT

Here’s what we discuss in this episode:

�� The Neuroscience of Happiness

�� Mindset Shift: From Stuff to Substance

�� Retirement Planning for Long-Term Joy

��‍��‍�� The Value of Family-Focused Experiences

What if your retirement wish list focused on experiences that bring lasting joy, rather than material possessions? In this episode, Rob explains why retirement should be about creating meaningful memories, not just accumulating things. Listen to discover the science and emotional benefits behind how experiences enrich our lives, foster intergenerational connection and provide the best investment you can make in retirement.

Many people view retirement as the time to finally indulge in possessions, but Rob challenges that mindset. Instead, he encourages listeners to prioritize experiences, through activities like family vacations and legacy projects. By focusing on moments that build lasting memories, you not only enrich your own life but also create connections with loved ones across generations, leading to a retirement filled with joy, purpose, and lasting fulfillment.

0:00 – Intro

1:08 – Affordability vs. Desired Feelings

2:18 – The Emotional Return on Investments Over Purchases

3:53 – Rethink Your Retirement Wishlist

5:39 – The Power of Family Experiences and Legacy Projects

8:22 – The Dopamine Hit from Buying “Stuff”

11:40 – Creating Legacy with Intergeneration Connection

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Defining Success: Professional, Personal, and Financial

Thu, 18 Sep 2025 09:01:18 GMT

Here’s what we discuss in this episode:

��Success isn’t just money, it’s about values, family, and purpose

��‍��‍�� How generations define success differently

�� Professional fulfillment: respect, purpose, and work-life balance as top markers

�� Success is a moving target. Reflect, revisit, and redefine as life changes

�� Three tips for defining success in your own life

Success means different things to different people, but have you ever stopped to define what it looks like in your own life? Is it financial freedom, meaningful work, a strong family, or simply living with integrity? In this episode, Rob explores how affluent families and different generations view success across professional, personal, and financial dimensions and gives three tips on how to define it for yourself.

Rob also explains why less than 10% of people tie success to net worth, and why concepts like financial freedom, integrity, and meaningful relationships are far more powerful measures. You’ll come away with three steps to begin clarifying success for yourself and your family, and a reminder that the real win is when your money, time, and energy align to create a life you’re truly proud of.

0:00 – Intro

2:50 – How Affluent Families Define Success

3:42 – Success to Different Generations

4:45 – What is “Financial Success?”

8:23 – Professional Success

10:20 – Three Tips to Define Success

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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From Concentration to Confidence: Three Lessons for Protecting Your Retirement

Thu, 11 Sep 2025 12:00:06 GMT

Here’s what we discuss in this episode:

�� Diversify to avoid concentration risk

✅ Know when you’ve “made it”

�� Planning is an ongoing process

�� Life changes demand financial adjustments

��️ Protect your retirement from unnecessary risk

You’ve worked hard, saved diligently, and maybe built up more in company stock than you should. What happens if the stock you’ve relied on takes a dive right before you retire? In this episode, Rob shares the real-life story of a client who faced that exact challenge, and how three lessons turned a potential financial disaster into early retirement with peace of mind.

The conversation highlights why diversification matters, how to recognize when you’ve “made it,” and why planning isn’t a one-time event but an ongoing process. Rob breaks down the risks of over-concentration, the importance of meeting regularly with a financial professional, and how small but intentional decisions can transform your financial future. Don’t gamble with your future once you’ve already won the game, learn the steps to protect your retirement with confidence.

0:00 – Intro

0:56 – A client’s story: from risk to freedom

3:01 – Lesson one: concentration risk

4:17 – Lesson two: knowing when you’ve “made it”

8:07 – Lesson three: ongoing planning, not one-time

10:06 – Summary & Final Thoughts

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Protecting Your Legacy from the 5 Ds

Thu, 04 Sep 2025 12:00:38 GMT

Here’s what we discuss in this episode:

⚖️ The 5 Ds: death, divorce, disability, disagreements, dissolution

�� How personal issues spill into business ownership

�� Real examples of litigation when planning was ignored

�� Steps you can take today to safeguard your company

What could threaten everything you’ve built with your business partner? Rob calls them the “5 Ds:” death, divorce, disability, disagreements, and dissolution. These events can derail not only a business but also the relationships behind it. In this episode, Rob explains why ignoring these risks is like setting your legacy on fire, and how strong corporate documents are the key to protecting the business you’ve worked so hard to build.

Rob walks through real-world examples of business owners who faced painful outcomes because they hadn’t prepared. From a spouse suddenly becoming an unintended business partner during divorce, to disputes over valuation after a partner’s death, these stories highlight why prevention isn’t just smart, it’s essential. If you’re a business owner, you can’t afford to leave this to chance. Tune in to learn what protections to put in place so your company, and your family, don’t pay the price later.

0:00 – Intro

0:49 – The 5D’s Intro

1:39 – Divorce

2:27 – Death

3:21 – Disability

3:52 – Disagreement

4:32 – Dissolution

6:24 – Steps you can take today

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Property & Casualty Insurance: Are You Really Protected?

Thu, 28 Aug 2025 12:00:03 GMT

Here’s what we discuss in this episode:

�� W hy property & casualty insurance is often overlooked but critical

�� A real client story: a $3M uninsured home in wildfire territory

☂️ Why umbrella policies aren’t as “blanket” as you think

�� Three action steps to review and close coverage gaps

Insurance may not feel like the most exciting part of financial planning but ignoring it can be costly. In this episode, Rob dives into the often-overlooked world of property and casualty insurance, where hidden gaps could leave your home, vehicles, or umbrella policies vulnerable. Many people assume that paying premiums means they’re protected, but coverage gaps can put both your wealth and your family at serious risk. Could your current policy be leaving you exposed without you even realizing it? Now is the time to find out, before it’s too late.

Rob shares real-life stories, like the client with a $3 million California home who unknowingly went three years without coverage and explains why reviewing your policies annually is essential. He also outlines the key questions you should be asking your agent. Pre-retirees and retirees will especially benefit from this discussion, since protecting your nest is just as important as building it. Tune in to make sure you aren’t one uncovered claim away from a financial disaster.

0:00 – Property & casualty insurance intro

2:12 – The $3M uninsured home story

3:14 – Ownership titles and insurance mismatches

5:06 – Hidden exclusions in umbrella coverage

6:40 – Should coverage reflect assets or net worth?

8:40 – Three action steps for your next insurance review

10:22 – Protecting your nest and living your best life

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Podchaser

How to Vet Your CPA Before It’s Too Late

Thu, 21 Aug 2025 12:00:24 GMT

Here’s what we discuss in this episode:

�� The danger of overreliance on tax software without critical thinking

�� Why “just trust us” is a red flag

⚠️ A real-world CPA blunder that could have cost six figures

�� How to vet your professional team for alignment and competence

�� The value of having all your advisors collaborate together

Sometimes the biggest threat to your financial future isn’t a market downturn, it’s the professionals you trust giving you bad advice. In this episode, Rob shares a jaw-dropping true story about a business owner preparing to sell his company, only to be told by his CPA team that he’d owe 50% in taxes. The problem? The math and the understanding behind it was completely wrong.

Rob explains how a lack of transparency, overreliance on software, and poor collaboration among the client’s professionals could have cost him multiple six figures. You’ll learn how to spot red flags in your advisory team, why getting all your professionals in the same room can be revealing, and the steps to ensure you have a “dream team” working toward your vision, not against it. If you’re planning to sell a business, pass it to the next generation, or simply want to make sure your current advisors are truly aligned, this story is a must-hear. The wrong team can cost you dearly; the right one can help you achieve your best life.

0:00 – The Story That Shocked Me

1:54 – “Just Trust Us” & Lack of Transparency

4:08 – How to Vet Your Advisory Team

7:18 – Make A Discovery Call

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Podchaser

Planning Ahead for a Loved One with Special Needs

rob@axiowm.com (Rob Shelton) — Thu, 14 Aug 2025 12:00:25 GMT

If you care for someone with special needs, one of the biggest questions that may keep you up at night is: “What happens when I’m no longer around to protect them?” In this episode, Rob offers critical guidance on how to ensure your most vulnerable loved ones are cared for, without jeopardizing their financial security or access to government benefits. He covers trust types, how to choose a trustee and breaks down how to plan with wisdom, flexibility, and love.

Rob explains why overfunding a trust can be just as problematic as underfunding one, how to avoid locking away too much money, and why trustee decisions should be reviewed regularly. You’ll also hear about the importance of working closely with an estate planning attorney to ensure your structure fits your family’s needs. You’ve worked hard to build wealth that protects your family, don’t leave anything up to chance. This episode provides tips and insights to help you make sure that protection lasts, even after you're gone.

Here’s what we discuss in this episode:

�� What a special needs trust actually does

��‍��‍�� First-party vs. third-party trusts

⚖️ Why “too much” funding can backfire

�� Real example: too much money locked away

�� When to reevaluate your trustee or successor

0:00 – Intro

1:25 – What is a special needs trust?

2:25 – First-party vs. third-party trusts

4:21 – How to fund it wisely?

5:39 – Key strategies

6:59 – Tips for choosing the right trustee

8:53 – How to take the next step

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

Unlocking the Financial Freedom to Live Fully

rob@axiowm.com (Rob Shelton) — Thu, 07 Aug 2025 12:00:42 GMT

What does it really mean to live your best life, and how do you unlock the financial freedom to get there? In this episode, Rob shares the three key pillars of financial freedom: smart choices, proactive tax planning, and asset protection. He compares financial planning to an escape room; if you don’t know the clues or the path, you’re stuck spinning in circles. But with the right strategy and support, you can unlock clarity, confidence, and momentum toward your goals.

Rob explains why a “spending plan” (not a restrictive budget) can help align your money with your values, how working collaboratively with CPAs can reduce tax drag, and how asset protection is about balancing risk without being ruled by fear. He also shares stories of clients who’ve taken the leap, whether buying a dream home or deepening family connections, and how money became the tool, not the destination. This is your reminder: the goal isn’t just growing wealth, it’s building a life of meaning, and that starts with a plan built just for you.

Here’s what we discuss in this episode:

�� Why “unlocking freedom” requires effort and intention

�� The escape room analogy that helps explain financial planning

�� The tax drag you might not even realize you’re carrying

��️ How fear can sabotage asset protection

�� Real stories of clients living their best life

0:00 – Intro

1:04 – What is Financial Freedom?

3:49 – Strategy #1: Smart choices (spending + investing)

6:12 – Strategy #2: Tax planning and the “tax drag”

8:17 – Strategy #3: Asset protection (without fear)

10:18 – What it means to live fully

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

Are You Really Making Rational Financial Decisions?

rob@axiowm.com (Rob Shelton) — Thu, 31 Jul 2025 12:00:13 GMT

We like to think we’re rational with money, but are we really? In this episode, Rob explores how even successful families can fall into emotional traps when making financial decisions. It’s common to cling to a once-great investment, overreact to scary headlines, or become overconfident after a big win. But without recognizing these emotional traps, even the most successful families can drift away from their true financial goals.

You’ll learn about three of the most common behavioral pitfalls, anchoring, recency bias, and overconfidence, and how they show up in real-life decisions. Rob shares stories of business owners who struggled to let go of emotional attachments to single stocks or past strategies, and how shifting focus back to long-term purpose made all the difference. Are your emotions and instincts truly serving your financial goals? This episode will help you take a closer look. Understanding these mental traps could be the key to making smarter, more confident decisions for your future.

Here’s what we discuss in this episode:

�� How your brain’s shortcuts can quietly sabotage smart financial choices

�� The hidden emotional costs of holding on too long, or jumping too fast

�� Why success doesn’t make you immune to irrational decisions

�� Lessons from real people who faced tough choices and came out stronger

�� The value of a clear, outside perspective, especially when emotions run high

0:00 – Intro

0:47 – Why do I need a financial advisor?

1:54 – Three common biases

4:30 – Client Story

6:57 – Rob’s focus on values

8:35 – When is the right time to bring in an advisor?

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

Stewarding a Windfall: A Family Legacy Perspective

rob@axiowm.com (Rob Shelton) — Thu, 24 Jul 2025 12:00:08 GMT

A sudden windfall, whether from selling a business, receiving an inheritance, or winning a legal settlement, can feel like both a blessing and a burden. In this episode, Rob shares why the first step isn't about investments or taxes, it's about mindset. If you're feeling overwhelmed or unsure what to do next, you're not alone. We'll explain how stewardship means viewing your wealth not just as a personal achievement, but as a responsibility that impacts generations. It’s not about reacting quickly, but slowing down, protecting your peace, and avoiding costly missteps.

Rob also breaks down how creating a “family constitution” can help align values, clarify intent, and prevent money from becoming a source of division. It’s about designing a long-term vision, not just for tomorrow, but for 25, 50, even 100 years from now. From filtering out noise to building a "family constitution" and protecting relationships before dollars, Rob shares real examples and the questions every steward needs to ask.

Here’s what we discuss in this episode:

�� Why sudden wealth can trigger confusion, not clarity

�� Why confidentiality matters after a windfall

�� How a “family constitution” creates alignment

�� The danger of unqualified advice, even from friends

��️ Planning with a 100-year vision, not just for tomorrow

0:00 – Intro

1:56 – What Does Stewardship Really Mean?

2:58 – First Step After Sudden Wealth: The Mindset Shift

4:08 – The Value of Confidentiality in High-Profile Wealth

5:33 – Family Frameworks: Aligning Wealth with Values

7:24 – Finding a Fiduciary You Can Trust

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

Financial Planning Strategies for Business Owners

rob@axiowm.com (Rob Shelton) — Thu, 17 Jul 2025 12:00:39 GMT

Running a business is hard enough. Add in family dynamics, and you’ve got a whole new level of complexity. In this episode, Rob shares the five biggest mistakes business owners make when it comes to passing on the legacy. He dives into what really causes things to fall apart, including lack of communication, outdated plans, and treating your family like spreadsheets instead of people. If you think a big number in the bank equals success, this one’s for you.

Rob also tackles the tricky stuff no one likes to talk about: when to sell the business, how keeping secrets leads to resentment, and why fairness sometimes matters more than tax efficiency. With stories from real families and his own personal experience as a father and business owner, Rob breaks it all down. This episode will help you protect what really matters, the relationships. Because the real legacy isn’t what you leave behind, it’s how you leave them standing when you’re gone.

Here’s what we discuss in this episode:

�� Why legacy planning isn’t just about numbers

�� The real risks of secrecy in succession planning

�� When selling the business is the smartest move

�� How communication avoids family conflict

�� Why updating your plan is non-negotiable

0:00 – Intro

1:36 – Biggest myth business owners believe

2:31 – The biggest risks

7:37 – How we help (Relationship-driven financial advice)

8:58 – Importance of hiring a professional

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Podchaser

The Other Side of Retirement: Planning for Meaning, Not Just Money

walter@thirdwheelmedia.com (Walter Storholt) — Thu, 10 Jul 2025 12:00:22 GMT

Most people focus on unlocking financial freedom, but not enough think about what they’re unlocking it for. Accumulating wealth is one thing, but... then what? In this episode, Rob flips the traditional retirement script and explores the deeper question: what are you actually retiring to? Because a big portfolio doesn’t guarantee a meaningful life.

Rob shares why creating a clear vision for retirement, one built around purpose, relationships, and personal growth is just as important as building wealth. From his work with Make-A-Wish to candid client stories, he illustrates how losing direction after leaving a career can lead to a crisis of identity. But with some intention and planning, retirement can become the most fulfilling chapter of your life. Rob shares practical ways to spark new ideas and dreams, before you retire. Most importantly, you’ll see that you don’t have to wait until 65 to start thinking about what truly gives your life meaning.

Here’s what we discuss in this episode:

�� Why some retirees feel lost without their career identity

�� Tools to build a retirement vision

�� How trial and error before retirement helps shape your vision

�� The “orange juice” analogy for fulfillment

0:00 – Intro

1:08 – The Power of Having a Retirement Vision

3:40 – Roadblocks to Creating Your Vision

5:34 – Practical Steps to Brainstorm

7:27 – How To Define Life Significance

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

Focus. Delegate. Grow. The Billionaire Blueprint

walter@thirdwheelmedia.com (Walter Storholt) — Thu, 03 Jul 2025 12:00:06 GMT

What do billionaires know that the rest of us might be missing? In this episode, Rob breaks down some of the most powerful habits and mindset shifts he’s seen in ultra-successful people, and how you can start applying them in your own life or business right now. This isn’t about flashy lifestyles or overnight success. It’s about focus, discipline, and knowing when to let go.

Rob shares insights from his work with high-performing entrepreneurs and families, revealing what he calls the “Four Ds” that help filter out the noise. We also talk about the “monkey trap,” those shiny distractions that seem like opportunities but can actually slow you down. You’ll hear why trying to fix your weaknesses may not be the best use of your energy, and how real growth often comes from doubling down on what you already do best.

Here’s what we discuss in this episode:

�� Focus on your strengths

�� Watch out for distractions

�� Use the 4 D framework

�� Delegate for growth

�� Re-center your business on what really matters

0:00 – Intro

1:33 – What is the Billionaire Blueprint?

4:02 – Know Your Strengths

5:37 – The Monkey Trap of Distraction

8:50 – Become a Master at Delegating

10:26 – How to Apply the 4 Ds

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Podchaser

Hiring Your Spouse & Kids: Big Opportunities and Big Mistakes to Avoid

rob@axiowm.com (Rob Shelton) — Thu, 26 Jun 2025 12:00:14 GMT

Today we’re answering a smart question from a viewer about hiring a spouse or children in a family business. When structured properly, this strategy can create significant tax advantages and strengthen retirement savings. However, it also carries risks if not handled correctly. In this episode, Rob breaks down how to navigate the legal and financial details of hiring your spouse or kids, from the best ways to pay minors to structuring contributions to retirement accounts.

For many small business owners, hiring family members seems like a “no-brainer,” but without proper planning, it can quickly turn into a costly liability. Rob highlights the unexpected benefits of teaching your children financial literacy through real-world experience, along with important considerations to keep in mind. If you're thinking about bringing family into your business, find out how to approach it wisely and avoid common pitfalls.

Here’s what we discuss in this episode:

��‍��‍��‍�� Structuring roles for kids and spouses in your business

�� Using family payroll to fund Roth IRAs and retirement accounts

�� How to avoid IRS red flags with proper documentation and job duties

�� Common mistakes that sabotage tax savings

0:00 – Intro

0:55 – Listener Question: Tax Benefits of Hiring Family?

3:58 – IRS rules and red flags to avoid

5:30 – Retirement planning advantages for the whole family

7:15 – Teaching kids financial lessons through real work

9:08 – Common mistakes and how to fix them

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Podchaser

Why Lifelong Learning is Essential for Financial Success

Thu, 19 Jun 2025 12:00:23 GMT

What’s the secret to long-term financial success? In life, if you’re not growing and improving, you risk falling behind and the same is true for your financial growth. In this episode, Rob explains why lifelong learning is a critical part of his own growth as an advisor and something he wants to pass on to his clients.

From mastermind groups to children’s books and intergenerational conversations, Rob reveals how a learning mindset transforms financial decision-making at every stage of life. Rob also shares how education can be used as a tool for clarity and confidence, whether it’s teaching teenagers about compound interest or working with retirees to better understand estate strategies. Hopefully today’s conversation pushes you to stay curious, ask better questions, and never stop learning.

Here’s what we discuss in this episode:

�� Why your advisor’s education matters more than you think

�� Mastermind groups, expert circles, and next-level insights

��‍��‍��‍�� Teaching financial wisdom across generations

�� Practical ways to grow your financial literacy right now

0:00 – Intro

1:16 – Prioritizing Learning as an Advisor

2:54 – Learning From the Best & How Clients Benefit

6:05 – Family Involvement

7:26 – Rob’s Favorite Teaching Tools

9:20 – How to Improve Your Financial Literacy

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Podchaser

Why Lifelong Learning is Essential for Financial Success

walter@thirdwheelmedia.com (Walter Storholt) — Thu, 19 Jun 2025 12:00:23 GMT

What’s the secret to long-term financial success? In life, if you’re not growing and improving, you risk falling behind and the same is true for your financial growth. In this episode, Rob explains why lifelong learning is a critical part of his own growth as an advisor and something he wants to pass on to his clients.

Here’s what we discuss in this episode:

�� Why your advisor’s education matters more than you think

�� Mastermind groups, expert circles, and next-level insights

��‍��‍��‍�� Teaching financial wisdom across generations

�� Practical ways to grow your financial literacy right now

0:00 – Intro

1:16 – Prioritizing Learning as an Advisor

2:54 – Learning From the Best & How Clients Benefit

6:05 – Family Involvement

7:26 – Rob’s Favorite Teaching Tools

9:20 – How to Improve Your Financial Literacy

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

4 Types of Financial Professionals and How to Spot the Right One

Thu, 12 Jun 2025 12:00:02 GMT

When it comes to managing your wealth, the person you choose to guide you matters just as much as the plan itself. But not all financial professionals are created equal. In fact, some may do more harm than good. Today we’ll break down the four types of financial professionals you might encounter, and how to recognize who belongs on your financial team and who doesn’t.

Using relatable analogies (like his experience with skinny jeans), find out how cash plays a critical role in your portfolio, especially when you're no longer earning a paycheck. You'll hear why the right amount of cash is different for everyone, how to strike a balance between safety and growth, and how a disciplined, personalized plan can help you sleep better at night.

Here’s what we discuss in this episode:

�� How much cash you really need and why

�� The “seatbelt” strategy to stay safe in rough markets

�� Why financial planning isn’t one-size-fits-all

�� How planning reduces stress during uncertainty

0:00 – Intro

0:51 – What Cash Really Does for You During Market Volatility

2:35 – How Much Should I Set Aside in Cash?

5:00 – Investment Opportunities During a Down Market

7:41 – Discipline, Balance, and Living Your Best Life

9:20 – Rob’s market Predictions

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Podchaser

Are You Missing This Piece of Your Investment Plan?

Thu, 05 Jun 2025 12:00:14 GMT

Most people think of investing as the main event in their financial life, but without a solid investment plan, you might be flying blind when markets get bumpy. In this episode, Rob explains why a proper investment plan is more than just picking stocks, it’s your seatbelt during market crashes and your airbag when financial surprises hit.

Here’s what we discuss in this episode:

�� How much cash you really need and why

�� The “seatbelt” strategy to stay safe in rough markets

�� Why financial planning isn’t one-size-fits-all

�� How planning reduces stress during uncertainty

0:00 – Intro

0:51 – What Cash Really Does for You During Market Volatility

2:35 – How Much Should I Set Aside in Cash?

5:00 – Investment Opportunities During a Down Market

7:41 – Discipline, Balance, and Living Your Best Life

9:20 – Rob’s market Predictions

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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Podchaser

Tariffs, Inflation, and What It Means for Your Money in 2025

Thu, 29 May 2025 12:00:16 GMT

Tariffs are back in the headlines, and they’re not just political talking points. They’re already rippling through the economy, raising prices, slowing GDP growth, and shaking investor confidence. So, what do these policy changes really mean for your money?

Rob also shares practical tips on how to respond strategically to volatility, whether it’s keeping a buffer in cash, using market dips to invest wisely, or taking advantage of tax-loss harvesting opportunities. When the market has you feeling anxious, it’s time to look over your plan so you stay focused, stay invested, and avoid letting emotion dictate your financial plan.

Here’s what we discuss in this episode:

�� Tariffs' impact on auto prices

�� Why GDP forecasts are slipping

�� Inflation, volatility, and recession fears

�� How investors can stay proactive during uncertainty

0:00 – Intro

0:29 – The 2025 fog of uncertainty

1:35 – Tariff updates

3:11 – Key industries feeling the pressure

5:30 – The “R” word and what to do about it

8:58 – Managing emotions and staying grounded

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Podchaser

Key Things For Parents & Grandparents To Teach A New Graduate

Thu, 22 May 2025 12:00:01 GMT

Graduation season is an exciting milestone, not just for the grads, but for parents and grandparents who have supported them along the way. Today, Rob wants to share practical ways you can help your graduate make smart financial decisions early, along with actions that could have a lasting impact on their future.

Now is the perfect time to share practical guidance to help graduates navigate their financial futures with confidence. We’ll talk about how to introduce foundational money lessons in a way that’s empowering, not overwhelming. Rob also shares creative financial gift ideas that go far beyond cash and could jump-start a lifetime of smart decision-making. Whether you're a proud parent, grandparent, or mentor, this conversation provides actionable steps and meaningful ways to support the next generation during one of life’s biggest transitions.

Here’s what we discuss in this episode:

�� Help your grad avoid financial missteps early

�� Teach the power of saving and compound growth

�� Budgeting tips that build strong habits

�� How to use credit responsibly

�� Financial gifts with lasting impact

0:00 – Intro

2:09 – Savings, investing and the power of compound interest

4:36 – What young adults need to know about 401(k)s and Roth IRAs

6:03 – Emergency fund 101

7:41 – Credit cards, loans, and debt

9:59 – Rob’s Budgeting Tips

11:24 – A great financial gift

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Subscribe & Follow The Show On Your Favorite Apps:

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What’s Really Happening in the 2025 Housing Market?

Thu, 15 May 2025 12:00:15 GMT

The housing market is shifting, but maybe not in the way headlines might have you believe. Fresh off an economic forecast from the National Association of Realtors, Rob breaks down four key trends shaping real estate in 2025. From an encouraging increase in housing inventory to the long-term wealth-building power of homeownership, Rob shares what you need to know, whether you're buying, selling, or staying put.

In this episode, Rob also shares how rising equity, new supply, and evolving mortgage rate realities are affecting everything from your net worth to your estate plan. Plus, find out why Rob believes it’s critical to help the next generation understand how to navigate home buying in a new financial landscape. Tune in to get fresh insights on the 2025 Housing Market and stay in the know.

Here’s what we discuss in this episode:

�� Why more inventory is finally coming

�� The massive net worth gap between homeowners and renters

�� What four years of home price gains mean for planning

�� How real estate fits into your long-term financial plan

0:00 – Intro

0:58 – Takeaway #1: More Inventory

3:34 – Takeaway #2: Homeownership is Key Driver of Wealth

4:23 – Takeaway #3: Home Price Gains

8:41 – Takeaway #4: Mortgage Rates

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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How Past Market Meltdowns Influence Future Investment Decisions

Thu, 08 May 2025 12:00:13 GMT

The market is down. And if you’re feeling the pressure, you’re not alone. But how we respond in moments like this often has roots in the crashes we’ve lived through before. In this episode, Rob looks at how past market meltdowns shaped investor psychology, how today’s chaos might be leaving its own mark, and what lessons we can take with us to navigate what’s next.

From the fear rooted in the Great Depression to the hype-fueled confidence of the dot-com era, we explore key lessons from nearly a century of market meltdowns. Tune in as Rob offers thoughtful insights on how to prepare for the next big dip by understanding how the last ones shaped us. If you’re feeling uneasy about current volatility, this episode offers practical wisdom for the road ahead.

Here’s what we discuss in this episode:

�� What past market crashes reveal

�� Is AI the new dot-com bubble?

�� How financial “PTSD” can affect today’s decisions

��️ Tools to prepare for future downturns with confidence

0:00 – Intro

1:03 – The Great Depression, 1929-1939

2:16 – WW2 Era Booming Market, 1945 Onward

3:00 – Soaring Interest Rates, Late 70s, Early 80s

4:11 – Black Monday, 1987

5:14 – The Dot-Com Crash, 2000

6:16 – The Great Recession, 2008

7:52 – The COVID-19 Market Crash, 2020

9:02 – Current Day, 2025

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Talking To Your Spouse About Market Crash Fears

rob@axiowm.com (Rob Shelton) — Thu, 01 May 2025 09:00:10 GMT

This episode is all about the emotional side of investing during market turmoil, especially the conversations (or arguments) happening at kitchen tables right now. Rob shares how he helps couples navigate fear, frustration, and uncertainty when market volatility strikes, and why communication is one of the most underrated financial planning tools.

You'll get practical tips for talking about risk tolerance, emotional triggers, financial security, and even conflicting news sources, without adding more stress to the mix. Rob also explains why getting both spouses involved in the planning process before a downturn can make a huge difference when markets get rocky. Whether one of you tends to panic while the other stays calm, this episode will help you navigate those differences and have clearer, more unifying conversations.

Here’s what we discuss in this episode:

�� Important risk tolerance conversations

�� How to talk about fears without blame

�� Balancing headlines, emotions, and facts

�� Why both spouses should understand the plan

�� Money and security: defining it together

0:00 – Intro

0:23 – Communication is key

1:46 – Identify your personality

3:19 – Balance facts with feelings

4:55 – Communication with your advisor

6:53 – Risk tolerance

8:22 – How you define financial security

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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What the Greats Say About Market Crashes

Thu, 24 Apr 2025 12:00:24 GMT

When the market is crashing, it's easy to feel like you're the only one who's ever felt this anxious. But the truth is, some of the greatest investors in history have lived through chaos — and they left behind wisdom that still applies today.

In this episode, we turn to voices like Warren Buffett, Benjamin Graham, and Jack Bogle to remind us how to think, act, and stay grounded when everything feels uncertain.

Rob shares how these lessons apply in real-time, especially for families navigating uncertainty or nearing retirement.

If market headlines have you on edge or you're wondering how to keep your financial future steady in rocky times, we’ll try to provide a reassuring perspective and some actionable takeaways grounded in decades of experience.

Here’s what we discuss in this episode:

�� Why emotions—not markets—are the real danger

�� The risk of making short-term decisions based on temporary fear

�� How to stay invested with confidence during downturns

�� The power of buffer accounts and stress-tested planning

0:00 – Intro

1:41 – Warren Buffett

2:38 – Benjamin Graham (author of The Intelligent Investor)

4:42 – Jack Bogle (founder of Vanguard)

7:37 – John Templeton

9:19 – Peter Lynch

12:00 – Morgan Housel (author of The Psychology of Money)

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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What Should You Actually Do When the Market Drops?

Thu, 17 Apr 2025 12:00:08 GMT

When markets drop and headlines scream, it’s easy to feel like you have to do something. But what’s actually the smart move? Before you react impulsively, take a few minutes to check out this video.

Today we’re going to walk you through four critical questions every investor should ask when volatility strikes. From gut-checking your plan to reviewing your risk tolerance, we’ll lay out a practical, emotionally grounded framework for responding to turbulent markets. It’s not just about evaluating where you are, it’s about taking a look at the opportunities that exist in these investing environments.

This episode will help you quiet the noise and focus on what matters most: staying aligned with your long-term goals and making decisions rooted in clarity, not fear.

Here’s what we discuss in this episode:

�� Why your “buffer account” is your emotional parachute

�� Are you wearing the wrong risk “fit”? (aka skinny jeans!)

�� Opportunities in downturns: rebalancing, tax-loss harvesting & Roth conversions

�� Cutting through noise—why emotion shouldn't drive your portfolio

0:00 – Intro

2:10 – Gut check

5:36 – Risk tolerance

9:20 – Strategies

12:04 – Unhelpful behaviors

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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The Key Traits to Look for When Choosing a Financial Advisor

rob@axiowm.com (Rob Shelton) — Thu, 10 Apr 2025 09:00:00 GMT

Choosing a financial advisor can feel a lot like walking down the condiment aisle at the grocery store- everything might look the same at first glance, but what’s inside makes all the difference. So, how do you know who to trust when every advisor seems to come with the same title and promises? In this episode, Rob breaks down what truly sets a great advisor apart and highlights the key qualities to look for.

Tune in to learn why an advisor’s role goes far beyond just giving advice. From red flags to watch out for to essential questions to ask during your search, this conversation pulls back the curtain on what working with a thoughtful, relationship-first advisor should really look like- and how to find someone who’s truly dedicated to helping you live your best life.

Here’s what we discuss in this episode:

��️ Great advisors don’t just build plans, they help you follow through with them

⚖️The Big “F” Word: Fiduciary! The person legally obligated to put your interests first

�� Look for transparency, customization, and care, not just a cookie-cutter solution

�� Ask for references and find out who their ideal client is

�� A meaningful discovery process should focus on your goals, not your assets

0:00 – Intro

2:01 – The Role of a Financial Advisor

3:37 – Why Do I Need a Financial Advisor?

4:50 – Key Traits To Look For

9:18 – Top Questions to Ask a Financial Advisor

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Why Estate Planning is More Than Just a Will

Thu, 03 Apr 2025 12:00:14 GMT

Estate planning is about so much more than having a will on file—it’s about creating peace of mind, avoiding future family conflict, and making sure your legacy reflects your values. Axio Wealth Management is dedicated to helping you unlock the freedom to live a life of significance, and for many people, that means leaving a legacy. Today we’ll explain why true estate planning and legacy planning is a proactive, ongoing process that goes far beyond paperwork.

It’s important to remember that you don’t need to be wealthy to need a plan—just thoughtful about how your assets are passed on. Find out why beneficiary mistakes, outdated documents, and failure to plan for family dynamics are among the most common (and costly) estate planning missteps. More importantly, we’ll explain how aligning your plan with your family values can reduce stress and ensure your wishes are honored with clarity and compassion.

Many people believe that simply having a will in place is sufficient, but as we learn, estate planning is a multifaceted process that requires attention and regular maintenance.

Here’s what we discuss in this episode:

�� Estate planning is an ongoing process—not a one-and-done task

⚠️ Failing to update beneficiaries is a common and costly mistake

��️ Periodic reviews help ensure your plan still fits your life

�� Open family conversations today can prevent conflict tomorrow

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Wealth Worth Keeping: Preparing Heirs for Success

Thu, 27 Mar 2025 10:15:00 GMT

An inheritance can be agreat opportunity. It can be life changing in many regards. Butwill you be prepared for that day if and when it comes? In this episode, we’re talking about legacy planning and how to set your heirs up for success.

We start with the emotional, psychological, and financial challenges that often come with inheriting money, especially after the loss of a loved one. A lack of preparation can lead to guilt, poor decisions, and even family conflict. So we’ll talk more about the importance of financial education from a young age and building a values-based legacy.

Rob also shares real-world examples, including how one family used a “junior board” to teach stewardship—and how another saw wealth destroy a future generation due to poor planning.

Here’s what we discuss in this episode:

�� Talk About It – Why communication is the most powerful legacy tool

�� Teach Financial Literacy Early – Start with a debit card, build from there

�� Create a Values-Based Legacy – Pass down more than just money

�� Work With Professionals – Help heirs build trust and find guidance when it matters most

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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The Systematic Process That Brings Your Financial Plan Together

Thu, 20 Mar 2025 12:00:05 GMT

Our goal at Axio Wealth Management is to create a systematic approach to financial planning that can be repeated at a high level for every client we work with. It begins with creating that ‘dream team’ of professionals and then getting them to collaborate on strategies for each individual or couple. But how does it all come together and what do we do to maintain that effectiveness as life changes?

This video will take you into our systematic process and explain the steps we take along the way to ensure your primary concerns are being addressed and needs are being met. Learn more about how we meet regularly to ensure that our strategies remain relevant and effective, the checklists used to make sure no detail is overlooked, and ways we stay adaptable in this evolving financial landscape.

Here’s what we discuss in this episode:

�� The Discovery Process – How a structured financial plan is built

�� Why Collaboration Matters – Working with tax, estate & investment experts

⚠️ Why One-Time Planning Isn’t Enough – The importance of ongoing checkups

✅ Checklists & Strategy Reviews – How small adjustments keep your plan effective

0:00 – Intro

1:33 – Creating a repeatable process

2:57 – Checklists and adjustments

7:06 – Client concerns

8:02 – Examples of how we do this

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Is Your Wealth Team Working Together for You?

Thu, 13 Mar 2025 12:00:03 GMT

Building a successful financial plan and managing your wealth starts with putting together acomprehensive team. Having a group of financial professionals with different specialties enhances client satisfaction, but do they work together and communicate effectively? Today we're going to talk about how Axio Wealth Management helps his clients get their dream team to collaborate andwork towards their goals.

This video will help you discover how to foster effective communication and teamwork among your advisors, and learn about real-life examples of how this collaboration can lead to innovative solutions for clients. Here are some of the key things we discuss:

�� The Power of Teamwork: Just like a legendary sports team, even the best financial professionals need to collaborate to win.

�� Breaking Down Silos: Over 80% of wealthy investors believe advisor communication is critical—yet it rarely happens.

�� Axio’s Professional Network: A structured approach to getting financial, legal, and tax experts working together.

�� Real-World Impact: How one business owner solved a major risk by leveraging a unified advisory team.

�� Ongoing Strategy, Not One-and-Done: The importance of adaptability in financial planning.

0:00 – Intro

1:33 – What wealthy investors want

3:16 – Collaboration

8:18 – Making adjustments

10:02 – Final Thoughts

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Creating Your Dream Team of Planning Professionals

Thu, 06 Mar 2025 13:00:08 GMT

A big part of working with a good financial planner or good wealth manager is having ateam of professionals on your side to help you achieve all your different retirement goals. The majority of advisors can refer out you to a specialist, but a much smaller percentage actually have a comprehensive team of specialists they work with on your behalf. Axio Wealth Management falls into the latter category and this video will take you inside our process for creating a dream team of professionals.

Studies show that 75% of the time a client isn’t happy with at least one of the professionals they’re working with. We’ll explore the reasons for that in this show and explain why having the best professionals who are fully invested in helping you makes a big impact on your financial well-being.

We’ll discuss the significance of evaluating each member of your financial team. Are they truly meeting your needs? Are they providing the value you expect? This deep dive into your current professional relationships can be eye-opening, revealing areas where you may be lacking support.

Here’s what we discuss in this episode:

0:00 – Intro

2:07 – How our discovery process begins

4:00 – Why clients are unhappy

5:32 – How we build a team

8:37 – Revealing graph

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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What Services Do Wealthy Clients Want from an Advisor?

Thu, 27 Feb 2025 13:00:09 GMT

What services do you expect from a financial advisor? Maybe more importantly, what are you actually receiving? There's a perception issue out there that manypeople are dealing with, and today we're going to take you into the Axio Wealth Management process to explain kind of how we go throughthe discovery with clients to understand what services they need andhow to deliver those at a high level.

With insights from a revealing study, they discuss the gaps between what advisors believe they offer and what clients perceive they receive. Discover how effective communication and a personalized approach can bridge these gaps and enhance your financial journey.

Here’s what we discuss in this episode:

0:00 – Intro

0:40 – Study findings

3:33 – Starts with discovery process

6:32 – Why does that gap exist?

8:10 – Client story

9:57 – What to expect from us

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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What Makes the Axio Wealth Management Planning Process Unique?

Thu, 20 Feb 2025 13:00:06 GMT

This is the fourth and final installment in our video series about Axio Wealth Management founder Rob Shelton and the business itself. We’ve previously discussed Rob’s background in finance, life away from the office, and the clients we typically serve. Today it’s all about our unique planning process and what you can expect from our team when you decide to trust us with your financial future.

Discover how a personalized approach, characterized by understanding client goals and expectations, leads to actionable recommendations tailored specifically for each individual. From the initial discovery meeting to ongoing support, learn how Axio prioritizes building long-term relationships that empower clients to achieve their best lives.

Here’s what we discuss in this episode:

0:00 – Intro

0:46 – Planning process start to finish

4:55 – How often we’re meeting

6:44 – Customized solutions

9:08 – How we measure success

10:58 – Why you should take the next step

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Who Is Our Typical Client at Axio Wealth Management?

Thu, 13 Feb 2025 13:00:07 GMT

It’s part three of our series with founder Rob Shelton where we’re introducing to our business, Axio Wealth Management. This episode is all about our clients and the type of people who benefit most from our planning process.

Learn more about our unique focus on family stewardship and the importance of aligning financial strategies with personal values to create lasting legacies. By understanding clients on a personal level enables Axio to craft customized plans that truly resonate with their goals. As you’ll learn, we have tailored solutions for business owners and high-income earners navigating complex financial situations but also help clients facing more common challenges like tax planning, wealth transfer, and asset protection.

If you’re interested in learning more about Axio’s mission to empower families, take advantage of our no-cost discovery meeting.

Here’s what we discuss in this episode:

0:00 – Intro

1:05 – Ideal client

2:19 – Financial challenges they have

4:09 – Relationship building

5:23 – Planning misconceptions

7:50 – What we hope you get out of these videos

9:11 – How we stand out

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Get to Know Axio Wealth Management: Founder Rob Shelton

Thu, 06 Feb 2025 13:00:03 GMT

It’s part two of our series with founder Rob Shelton where we’ll introduce you to all areas of the business to give you a better idea of who we are and what drives us. Today we’re shining the spotlight on wealth manager and founder Rob Shelton to learn more about him away from financial planning.

Discover how his upbringing shaped his career, his passion for community service, and the hobbies that keep him grounded. We’ll talk a lot about his family and the unique way that he and his wife stay connected. It’s a fun conversation that we think will help you know our founder a little better.

Here’s what we discuss in this episode:

0:00 – Intro

1:09 – Rob’s upbringing

3:29 – Life outside of the office

5:58 – What would Rob do if he weren’t doing this?

6:51 – What would people be surprised to learn about Rob?

7:38 – Rapid fire round

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Axio Wealth Management: How the Business Started

Thu, 23 Jan 2025 21:50:36 GMT

In the inaugural episode of Legacy Beyond Wealth, we’re beginning a four-part series to introduce you to Rob Shelton, a wealth manager and founder of Axio Wealth Management. We’ll begin today with Rob’s journey into the financial world and some background on the business.

What sets Rob apart is not just his expertise in finance but his deep-rooted passion for helping families secure their financial future, a passion ignited by a personal tragedy. As Rob recounts, his path to financial advising was unplanned; he initially aspired to become an attorney. However, a pivotal moment changed his life's trajectory—a family tragedy that underscored the importance of financial security and planning.

Learn all about what drives the team at Axio, get a look into our planning process, and hear some of the experiences that illustrate the importance of trust and responsibility in what we do. This is part one, so join us on this journey by subscribing to the Axio Wealth Management YouTube channel.

Here’s what we discuss in this episode:

0:00 – Intro

1:08 – How did Rob get started?

5:10 – How Rob helps folks through the planning process

7:12 – Most rewarding thing

9:50 – First meeting conversations

Helpful Resources:

Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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August Market Review

rob@axiowm.com (Rob Shelton) — Mon, 19 Sep 2022 18:15:01 GMT

Click to Read Full Report: August Market Review

Source: AssetMark's "On The Mark"

"August posed challenges for equity markets with US equities (-4.1%) and international developed equities (-4.7%) both in the negative. Emerging markets equities outperformed developed markets and gained (0.5%) led by India and Brazil recovering from July lows. While equity markets began strong for the month, sentiment reversed as investors reacted to Fed Chair Jerome Powell’s remarks at the Jackson Hole symposium where a continued hawkish stance of ongoing interest rate tightening to combat inflation was conveyed.With worries of aggressive rate hikes potentially pushing markets into recession, US equities suffered its worst August in seven years." ... continue reading .

What is Your High-Net-Worth Personality?

rob@axiowm.com (Rob Shelton) — Thu, 15 Sep 2022 17:50:22 GMT

Let's Identify Your High-Net-Worth Personality.

One of the best ways to make smart decisions about your wealth is to work with professionals who are able to connect with you and relate to you. You want to surround yourself with experts who know you well enough to really “get” what you want your money to accomplish and why.

READ FULL REPORT HERE

July Market Review

rob@axiowm.com (Rob Shelton) — Wed, 17 Aug 2022 16:00:00 GMT

Click to Read Full Report: July Market Review

Source: AssetMark's "On The Mark"

"July was a strong month for equities, after a rough first half in 2022. Despite ongoing concerns of economic growth and inflation, the US (9.2%) had its best month since November 20201, outperforming both international developed equities (5.0%) and emerging markets (-0.2%) in July The US rally can be attributed to corporate earnings, as 73% of S&P 500 companies reported actual earnings above estimates in July offsetting weak economic data.2 Emerging markets remained relatively flat during the month as China (-9.4%) continued to struggle with COVID-19 outbreaks. "... continue reading .

June Market Review

rob@axiowm.com (Rob Shelton) — Thu, 21 Jul 2022 16:05:58 GMT

Click to Read Full Report: June Market Review

Source: AssetMark's "On The Mark"

"Record high inflation, rising interest rates, and recession fears led equities lower in June. Emerging markets (-6.6%), outperformed both US (-8.3%) and international equities (-9.3%) during the month. Within emerging markets, Chinese equities gained 6.6% as COVID restrictions were gradually eased. 1 US equities officially entered a bear market in June as the market fell 20% from its January 2022 peak. 2 While 2022 has been challenging, US dividend stocks have suffered the least, down 6.7% year-to-date as investors have leaned into higher-quality names amid the uncertainty."... continue reading HERE .

Teaching Teenagers About Finance

rob@axiowm.com (Rob Shelton) — Fri, 01 Oct 2021 23:52:36 GMT

Guiding your teen into financial adulthood

It's one thing to earn money and another to learn how to manage it. Laying the foundation for your teen's financial education early can help establish healthy financial habits that will help benefit you teen for a lifetime. Here are four concrete ways you can help guide your teen into financial adulthood.

Are You Prepared For Disaster?

rob@axiowm.com (Rob Shelton) — Wed, 22 Sep 2021 23:37:36 GMT

Update your insurance coverage before it's too late

A property that my in-laws own caught fire and they had to run to collect everything they could before the fire spread. Luckily the firefighters were able to save their property. It seems like we only think of insurance coverage during times when we need it most. But waiting until an incident occurs is probably the worst time to think about getting insurance.

Refinancing Your Mortgage

rob@axiowm.com (Rob Shelton) — Wed, 01 Sep 2021 23:05:12 GMT

Should I refinance my mortgage?

I've had quite a few people ask me if they should refinance their mortgage. Here's four things that you should know before making the decision to refinance.

Four Types of Advisors

rob@axiowm.com (Rob Shelton) — Sun, 01 Aug 2021 22:45:01 GMT

Finding the right financial advisor is a challenging task

Wealthy and successful families are struggling to find financial advisors that will give advice that's most appropriate to help them achieve their key financial goals. Ask yourself, how good is the financial advice that I'm getting? This month's flash report will give you the tools you need to determine if the professionals in your life are a good fit for you and your goals.

Inflation is Coming. Are You Ready?

rob@axiowm.com (Rob Shelton) — Thu, 01 Jul 2021 22:31:10 GMT

What can you do to protect your assets?

Before worrying about the safety of your assets, let's take a look at the facts behind the headlines.

Connectedness

rob@axiowm.com (Rob Shelton) — Thu, 01 Jul 2021 22:17:48 GMT

Can happiness be found in solidarity?

Happiness comes from creating powerful and meaningful connections in our life. Keep watching to learn how to build connections in 3 areas of your life.

The Difference Between a Good and a Great Advisor

rob@axiowm.com (Rob Shelton) — Sat, 01 May 2021 21:30:57 GMT

Can you automate and replace financial expertise?

The Human Element is what differentiates a good advisor from a great one. Robo advisors can't provide the compassion necessary for great service. Keep watching to hear my thoughts.

Is Crypto Right for You?

rob@axiowm.com (Rob Shelton) — Sat, 01 May 2021 21:17:47 GMT

Top 3 things you should know about Cryptocurrency

There's a lot to think about when you're trying to decide if Crypto is a right fit for you. Here's my perspective.

Are Taxes Going Up?

rob@axiowm.com (Rob Shelton) — Wed, 21 Apr 2021 20:59:37 GMT

Let's talk about what you can do to maximize your tax savings under the new administration.

Why Filmmaking?

rob@axiowm.com (Rob Shelton) — Wed, 21 Apr 2021 20:33:29 GMT