Should I Retire Early to Help with Grandkids?
Here’s what we discuss in this episode:
❤️ Emotions vs. Planning: When the heart and logic collide
🧾 Social Security: Permanent impact of early claims
🏥 Healthcare Considerations: Will you lose benefits based on your decision?
🧭 Finding a Middle Ground: Looking for flexible, win-win options
Some of the hardest retirement decisions aren’t about money, they’re about family. In this episode, Rob tackles a question many grandparents are quietly wrestling with: should you retire early to help care for your grandkids? The conversation explores how emotions, finances, and long-term independence intersect. He also shares the #1 question you need to be asking yourself before you make any decisions.
Go inside the episode:
0:00 – Intro
0:36 – Listener Question: Should I Retire Early?
3:43 – Impact on Social Security Income
5:31 – Healthcare Costs & Other Financial Sacrifices
8:11 – Middle Ground Options
9:21 – Biggest Question to Ask Yourself
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