Small Shifts, Big Impact: 3 Lessons from New Zealand’s Hot Water Beach

January 29, 2026

Here’s what we discuss in this episode:

🧭 Experience Matters: Why knowing where to dig changes everything

👥 Crowd Mentality: Why copying others rarely leads to the same results

🛠️ Small Adjustments: Minor shifts that create long-term impact

📈 Personal Strategy: Why your plan shouldn’t look like anyone else’s

🎯 Clear Direction: How alignment beats guesswork every time

Have you ever worked hard at something only to realize you were just a few feet away from getting it right? On a family trip to New Zealand, Rob experienced that exact lesson, while digging hot tubs in the sand at Hot Water Beach. He quickly realized how closely it mirrors the way many people approach their finances. Discover why having the right tools and instruction isn’t just helpful, it’s critical for building your ideal financial future.


Go inside the episode:

0:00 – Rob’s Hot Water Beach Trip

3:54 – Lesson #1: Experience Matters

5:15 – Lesson #2: Don’t Follow the Crowd

6:54 – Lesson #3: Small Adjustments, Massive Outcomes

8:33 – Three Types of People


Helpful Resources:


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