The Year-End Tax Checklist: 3 Things Every Successful Family Should Do Before December 31st

November 20, 2025

Here’s what we discuss in this episode:

📅 Fourth Quarter Focus: why smart planning starts before year-end
📉 Tax Loss Harvesting: 
turning market losses into future tax savings
💼 Employer Plans: 
maximizing 401(k), profit sharing, and cash balance opportunities
🎁 Giving with Purpose:
 charitable strategies that create impact and efficiency
✅ Year-End Moves:
key actions to reduce your tax bill and boost confidence

Don’t be that family staring at last year’s tax bill in April, wishing you’d planned ahead. Rob reveals three powerful year-end strategies and a five-step checklist packed with actionable moves you can make before December 31. A few smart choices today could save you thousands, and help you keep more of what you’ve built.


Go inside the episode:

0:00 - Intro

1:36 – Fourth Quarter Tax Planning Strategies

2:29 – #1: Tax Loss Harvesting

4:07 – #2: Maximizing Employer Plans

5:47 – #3: Giving with Intention

7:32 – Five Moves to Make Before Year-End


Helpful Resources:


Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q


Subscribe & Follow The Show On Your Favorite Apps:
YouTube
Spotify
Apple Podcasts
Amazon Music
iHeart Radio
Podchaser

DISCOVER MORE...

By Rob Shelton January 29, 2026
On a family trip to New Zealand, Rob experienced that exact lesson, while digging hot tubs in the sand at Hot Water Beach.
planning for volatility
By Rob Shelton January 16, 2026
As we head into 2026, headlines are pulling investors in every direction, from fear to blind optimism
By Rob Shelton January 15, 2026
2025 brought plenty of headlines, but which developments actually mattered for your financial future? Rob looks past the noise to focus on the key factors that affected retirees and pre-retirees, explaining not just what happened, but how thoughtful planning helped keep things on track.
Show More