Are You Missing This Piece of Your Investment Plan?

June 5, 2025

Most people think of investing as the main event in their financial life, but without a solid investment plan, you might be flying blind when markets get bumpy. In this episode, Rob explains why a proper investment plan is more than just picking stocks, it’s your seatbelt during market crashes and your airbag when financial surprises hit.

Using relatable analogies (like his experience with skinny jeans), find out how cash plays a critical role in your portfolio, especially when you're no longer earning a paycheck. You'll hear why the right amount of cash is different for everyone, how to strike a balance between safety and growth, and how a disciplined, personalized plan can help you sleep better at night.


Here’s what we discuss in this episode:

💰 How much cash you really need and why

🚗 The “seatbelt” strategy to stay safe in rough markets

👖 Why financial planning isn’t one-size-fits-all

🧘 How planning reduces stress during uncertainty



0:00 – Intro

0:51 – What Cash Really Does for You During Market Volatility

2:35 – How Much Should I Set Aside in Cash?

5:00 – Investment Opportunities During a Down Market

7:41 – Discipline, Balance, and Living Your Best Life

9:20 – Rob’s market Predictions



Helpful Resources:


Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q


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