Charitable Giving in 2025 — The Window Before Tax Laws Change

October 9, 2025

Here’s what we discuss in this episode:

💰 Why charitable deductions will shrink starting in 2026
🕰️ 2025 as a “last-chance” planning window
📉 New limits on deductions for high-income earners
📈 Letting charitable dollars grow tax-free before giving
🔄 Aligning generosity with long-term financial goals

For generous givers, business owners, and retirees who want their charitable dollars to stretch further, the tax landscape is shifting in 2026, and it could reduce the value of your deductions. That makes 2025 a unique window of opportunity to maximize both your giving and your tax efficiency. In this episode, Rob breaks down three key strategies—like donor-advised funds and bunching gifts—that can help you capture bigger tax benefits before the rules tighten. If you want to align your generosity with smart planning, this is the conversation you can’t afford to miss.


Here’s what we discuss in this episode:

💰 Why charitable deductions will shrink starting in 2026

🕰️ 2025 as a “last-chance” planning window

📉 New limits on deductions for high-income earners

📈 Letting charitable dollars grow tax-free before giving

🔄 Aligning generosity with long-term financial goals


0:00 – Intro

2:01 – Details of the 2026 Tax Changes

4:04 – Donor-Advised Funds

6:38 – Bunching Strategies for Charitable Contributions

8:22 – Maximizing Other Deductions



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