How to Recession-Proof Your Financial Life Before It’s Too Late

December 18, 2025

Here’s what we discuss in this episode:

📈 Market Signals: optimism mixed with growing uncertainty

🛠️ Recession Prep: proactive planning before trouble hits

💵 Cash Position: building shock absorbers for surprises

🧾 Debt & Protection: managing liabilities and hidden risks

🧠 Investor Mindset: avoiding emotional, reactive decisions

Markets may look strong, but uncertainty often builds quietly beneath the surface. In this episode, Rob talks through how to prepare for a potential recession without panic or drastic moves. He focuses on practical steps, so you’re not caught off guard. The goal isn’t to predict the next downturn, but to build confidence no matter what the economy does next.


Go inside the episode:

0:00 – Being recession-proof (Intro)

1:52 – How to be prepared

3:48 – What’s your “shock absorber?”

6:02 – Consumer debt

7:15 – How to protect yourself

8:57 – Staying calm in chaos

11:42 – Action steps to take right now



Helpful Resources:


Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q


Subscribe & Follow The Show On Your Favorite Apps:
YouTube
Spotify
Apple Podcasts
Amazon Music
iHeart Radio
Podchaser

DISCOVER MORE...

roth conversion
By Walter Storholt December 11, 2025
Most people focus on holiday plans this time of year, not tax brackets, but that’s exactly why so many families miss out on one of the most powerful long-term planning opportunities: Roth conversions.
business succession
By Walter Storholt November 28, 2025
What if the hardest part of passing on your business isn’t the paperwork, but ensuring your family’s story, values, and bonds endure for generations to come?
By Rob Shelton November 26, 2025
Retirement isn’t the finish line, it’s the start of a meaningful new act. Rob challenges you to think beyond your finances and truly unlock purpose and connection in your next chapter. We also explore the often-overlooked emotional and purpose-driven elements of retirement that truly shape a fulfilling next chapter.
Show More