Roth Conversions — A Year-End Strategy Most Advisors Miss

December 11, 2025

Here’s what we discuss in this episode:

🔄 Roth Conversion Basics: breaking down how the strategy actually works

📉 Know Your Bracket: using tax thresholds to convert money intentionally

🤝 Planning as a Team: why your advisor + CPA must collaborate

🛠️ Practical Next Steps: what to evaluate before December 31

🧘 Long-Term Peace of Mind: reducing future taxes and building confidence

Most people focus on holiday plans this time of year, not tax brackets, but that’s exactly why so many families miss out on one of the most powerful long-term planning opportunities: Roth conversions. Rob explains how small conversions done intentionally can prevent big tax problems later in life. This isn’t about chasing returns, but rather about reducing future tax regret and building lifelong financial confidence.


Go inside the episode:

0:00 – Intro

0:52 – Why Roth Conversions are Important  

1:43 – Be Intentional with Paying Taxes

3:02 – Complexities & What to Know

4:45 – Roth Conversions 101

6:25 – Timing Matters / What To Do End of Year

8:52 – Financial Benefits & Bigger Picture

9:58 – Rob’s Unique Approach


Helpful Resources:


Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book

Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q


Subscribe & Follow The Show On Your Favorite Apps:
YouTube
Spotify
Apple Podcasts
Amazon Music
iHeart Radio
Podchaser

DISCOVER MORE...

early inheritance
By Rob Shelton September 17, 2026
A successful legacy may ultimately be measured less by what you leave behind and more by what you prepare others to do with it.
selling a business
By Rob Shelton September 10, 2026
Selling a business doesn’t always mean walking away with one check and closing the chapter. Rob
lifestyle creep
By Rob Shelton September 3, 2026
A bigger house, better vacations, private school, or a second home may all be affordable, but what happens when yesterday’s luxuries quietly become today’s obligations?
Show More