Roth Conversions — A Year-End Strategy Most Advisors Miss

December 11, 2025

Here’s what we discuss in this episode:

🔄 Roth Conversion Basics: breaking down how the strategy actually works

📉 Know Your Bracket: using tax thresholds to convert money intentionally

🤝 Planning as a Team: why your advisor + CPA must collaborate

🛠️ Practical Next Steps: what to evaluate before December 31

🧘 Long-Term Peace of Mind: reducing future taxes and building confidence

Most people focus on holiday plans this time of year, not tax brackets, but that’s exactly why so many families miss out on one of the most powerful long-term planning opportunities: Roth conversions. Rob explains how small conversions done intentionally can prevent big tax problems later in life. This isn’t about chasing returns, but rather about reducing future tax regret and building lifelong financial confidence.


Go inside the episode:

0:00 – Intro

0:52 – Why Roth Conversions are Important  

1:43 – Be Intentional with Paying Taxes

3:02 – Complexities & What to Know

4:45 – Roth Conversions 101

6:25 – Timing Matters / What To Do End of Year

8:52 – Financial Benefits & Bigger Picture

9:58 – Rob’s Unique Approach


Helpful Resources:


Phone: 801-717-9237

Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

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Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q


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